Pricing

Every plan, in full.

Free costs nothing and needs no card. Pro is $4.99 a month and Nexus is $9.99. Below the cards is everything each plan includes, down to the name of every chart.

Free
$0/ mo

Track your wealth by hand. The essentials, on us.

  • Up to 10 manual accounts
  • Basic net worth tracking
  • Markets & Time Machine
ProMost popular
$4.99/ mo

Investment tracking never looked so good.

  • Investment account sync
  • Unlimited manual accounts
  • Stocks, options, crypto & more
  • Advanced insights & analytics
  • Historical activity
  • Everything from Free
NexusPremium
$9.99/ mo

The complete picture: your wealth, made simple.

  • Banking account sync
  • Checking, savings, credit cards, loans & more
  • Exclusive Gold theme
  • Priority support
  • Everything from Free + Pro
  • Billed monthlyNo trial and no annual plan. No minimum commitment, no cancellation fee, and at least fourteen days' notice before a price increase.
  • Taxes on topPrices are in U.S. dollars and exclude taxes, which are added where required.
  • Cancel any timeCancelling ends the paid plan, never your account. You keep access through the period you paid for.
  • One plan, both appsSubscribe on the web through Stripe or on iPhone through your Apple ID, and the other recognizes it.
Plan by plan

What each plan includes.

Every limit as a number, and every chart by the name it has in the app.

Accounts and connections

What you can track, and what syncs on its own. Every connection is read-only.

Accounts you enter by hand

Every account type on every plan: brokerage, retirement, crypto, checking, savings, credit cards, loans, mortgages, real estate, vehicles, valuables and sportsbooks. On Free the 10 are one pool shared across every page.

FreeUp to 10
ProNo plan limit
NexusNo plan limit

Brokerage and crypto exchange sync

Through SnapTrade. Positions, options, cash and trades, priced by your brokerage. Each connection is one login and can hold several accounts.

FreeNot included
ProUp to 8 connections
NexusUp to 8 connections

Bank sync

Through Quiltt, on Finicity's banking network: checking, savings, credit cards and loans.

FreeNot included
ProNot included
NexusUp to 5 connections

Refresh while you look

While the app is open, linked brokerages are read again every 10 minutes from 4:00 AM to 8:00 PM ET, and crypto around the clock.

FreeNot included
ProIncluded
NexusIncluded

Net worth and the Dashboard

The number that matters, on every plan.

Net worth Dashboard

Total and liquid net worth, every account in one place, and every day of history you have recorded.

FreeIncluded
ProIncluded
NexusIncluded

Assets

Property, vehicles, valuables, sportsbook bets with their own ledger, and anything else you own.

FreeIncluded
ProIncluded
NexusIncluded

Dashboard sections from your brokerages

Built from the accounts you link, so they appear once one is linked.

  • Growth engine
  • Top holdings
  • Recent moves
FreeNot included
ProIncluded
NexusIncluded

Daily AI Briefing

Each afternoon after the 4 PM ET close, one neutral observation about your portfolio, written by Google Gemini from your figures. Never advice. Off until you turn it on.

FreeNot included
ProIncluded
NexusIncluded

Peer comparison

Opt-in. Where your net worth sits among people your age, from the Federal Reserve's Survey of Consumer Finances.

FreeIncluded
ProIncluded
NexusIncluded

Achievements

Badges for streaks, milestones and good habits. One, Both Sides, needs a linked bank and a linked brokerage.

FreeIncluded
ProIncluded
NexusIncluded

Investments

Hand-entered holdings on every plan. Everything a brokerage can tell us, from Pro.

Holdings

Stocks, options and crypto you enter are valued at the cost you enter. Synced positions are priced by your brokerage.

FreeHand-entered
ProHand-entered and synced
NexusHand-entered and synced

Holding detail

Open a synced holding for what you paid against today's price, an annualized money-weighted return, its trades and tax lots, and what you have already realized on it.

  • Cost to price
  • A year, money-weighted
  • Tax lots
  • Realized before
FreeNot included
ProIncluded
NexusIncluded

Option contracts

Every synced contract shows its payoff at expiration, its breakeven, and the most it can lose and make. When you also hold the underlying shares, a Black-Scholes model adds the Greeks.

  • At expiration
  • Breakeven
  • Closed options
FreeNot included
ProIncluded
NexusIncluded

Investment activity

Every trade, dividend and transfer from your brokerages in one ledger, with realized gains charted over time.

  • Realized over time
  • Closed trades
  • Where the cash went
  • Net cash flow
  • Entries
FreeNot included
ProIncluded
NexusIncluded

Investment Insights

Five lenses over your linked brokerage data. No scores and no benchmarks: only what your accounts hold and did.

Structure

How your capital is built, and how concentrated it is.

  • Capital globe
  • Concentration
  • Concentration curve
  • Composition
  • Held in more than one account
FreeNot included
ProIncluded
NexusIncluded

Tax

Which lots are short-term or long-term, and which turn long-term next.

  • Holding period
  • Lot map
  • Next to go long-term
FreeNot included
ProIncluded
NexusIncluded

Behavior

How long you hold, and how your wins compare with your losses.

  • Hold time
  • All closed trades
  • Win and loss sizes
FreeNot included
ProIncluded
NexusIncluded

Options

What expires when, your open legs, and the record of your closed option trades.

  • Expiry dial
  • Time left
  • Open legs
  • Closed-trade record
FreeNot included
ProIncluded
NexusIncluded

Income

Twelve months of dividends and interest, and where they come from.

  • Income clock
  • Recent pace
  • Top sources
FreeNot included
ProIncluded
NexusIncluded

Banking

Balances you enter on every plan. Your banks, synced, on Nexus.

Banking Overview

On Nexus, your cash over the last 30 days running into the bills due in the next 14, and where it went.

  • Cash and what's due
  • Where it went
  • Coming up
  • Held and owed
  • Net cash
  • Recent
FreeBalances you enter
ProBalances you enter
NexusSynced, in full

Credit card detail

Statement balance, minimum payment, available credit, rewards and autopay, wherever your bank reports them.

  • Statement balance
  • Minimum payment
  • Available credit
  • Rewards balance
  • Autopay
FreeNot included
ProNot included
NexusIncluded

Banking activity

Every transaction in one ledger, filtered by account and category, with a switch that shows subscriptions only.

  • In and out
  • Net flow
  • Transactions
  • Subscriptions
FreeNot included
ProNot included
NexusIncluded

Banking Insights

Six lenses over your linked bank accounts. No budget to keep: they read what you actually did.

Runway

How many months your cash covers at your real spending pace.

  • Spending pace
  • Twelve months ahead
FreeNot included
ProNot included
NexusIncluded

Income

What comes in, from whom, how often, and how much of it you keep.

  • Kept
  • Pay pulse
  • Deposits and spending
  • Where it comes from
FreeNot included
ProNot included
NexusIncluded

Rhythm

Which weekdays cost the most, and the last 30 days as a spending calendar.

  • Turbulence
  • Week shape
  • Spending calendar
FreeNot included
ProNot included
NexusIncluded

Gravity

How much goes to your top merchants, and what purchases under $25 add up to in a year.

  • Top-3 share
  • Merchant orbit
  • Small purchases
  • Where it goes
FreeNot included
ProNot included
NexusIncluded

Fixed

How much of your spending is already spoken for, and what canceling a recurring charge would free.

  • Fixed share
  • Commitment ring
  • Cancel simulator
FreeNot included
ProNot included
NexusIncluded

Credit

How much of your card limits you use, and how much of your loans is paid off, wherever your bank reports them.

  • Cards
  • Loans
  • Loan payoff
  • Most-used card
FreeNot included
ProNot included
NexusIncluded

Markets and planning

Public data and your own future, on every plan.

Markets

Economic series from U.S. federal agencies, insider buying and selling from SEC filings, and official releases from the Federal Reserve, the SEC, the BEA and the Treasury.

  • The economy
  • Insider flow
  • The wire
FreeIncluded
ProIncluded
NexusIncluded

Your rates against the market

Your own card rates against the U.S. average and the prime rate, and what your savings earn against inflation.

  • Card rates compared
  • Savings vs. prices
FreeNot included
ProNot included
NexusIncluded

Watchlist

A journal of up to 100 names with your thesis and target, checked against insider filings. A name you hold in a linked brokerage also shows its value.

FreeIncluded
ProIncluded
NexusIncluded

Time Machine: Rewind

Your recorded net worth raced against a mattress, T-bills, inflation and a steady 8%.

FreeIncluded
ProIncluded
NexusIncluded

Time Machine: Fast-forward

Monte Carlo futures for your net worth, steered by your own plan. Paid plans draw twice as many paths.

Free300 paths
Pro600 paths
Nexus600 paths

Look, privacy and security

The same protections on every plan.

Dark and Light themes

Plus color-blind friendly colors: gains in blue and losses in orange.

FreeIncluded
ProIncluded
NexusIncluded

Gold theme

An engraved black-and-gold look.

FreeNot included
ProNot included
NexusIncluded

Hide amounts

Masks every figure, for a shared screen or a public place.

FreeIncluded
ProIncluded
NexusIncluded

Two-factor authentication

Codes from an authenticator app, with recovery codes. On iPhone, Face ID or Touch ID can unlock the app.

FreeIncluded
ProIncluded
NexusIncluded

Download or delete your data

A copy of your data in one download, and account deletion from Settings, with no email needed.

FreeIncluded
ProIncluded
NexusIncluded

Support

Every request is answered as soon as we can.

Support assistant and email

The assistant in the corner of every page, and support by email.

FreeIncluded
ProIncluded
NexusIncluded

Priority support

Nexus requests go to the front of the queue.

FreeNot included
ProNot included
NexusIncluded

When a plan ends.

Ending a plan never closes your account. Here is exactly what goes, and what stays.

If Pro ends

Linked brokerages are removed straight away. That deletes their data, every day of net worth history they were part of, and any Daily AI Briefings from those days. Deleted history does not come back, so download your data first if you want a copy.

If Nexus ends

Bank connections are disconnected straight away, and the bank link is deleted after 90 days unless you return to Nexus. Disconnecting a bank deletes no history. Moving from Nexus down to Pro leaves your brokerages untouched.

What always stays

Your account and every account you entered by hand, even past 10 on Free. They keep counting toward your net worth and stay editable. Over the limit, you just can't add another.

04 questionsBilling, cancelling and refunds
Is there a free trial or an annual plan?

No to both. Pro and Nexus are billed monthly, with no free trial and no annual option, and you can cancel any time. The Free plan needs no card, and the interactive demo shows the real app pages with sample data before you pay for anything.

How does billing work?

On the web, subscriptions run through Stripe. Checkout and plan management happen in a secure Stripe portal. On iOS, subscriptions run through your Apple ID as standard App Store in-app subscriptions.

Either way, your entitlement syncs across both platforms: subscribe on one, and the other recognizes it.

How do I cancel or change plans?

Web (Stripe): open Settings → Subscription → Manage subscription, which opens the Stripe customer portal where you can switch plans or cancel. Plan switches are prorated.

iOS (Apple): manage or cancel in iPhone Settings → your name → Subscriptions. The app deep-links you there.

Your account itself always stays active. Canceling ends the paid tier, not your account. If it ends Pro, your linked brokerages are removed when the paid period runs out, and that deletes their data along with the days of net worth history they were part of (see What happens if I downgrade or my subscription ends?).

Can I get a refund?

iOS purchases are billed by Apple, so refund requests go through Apple's standard process at reportaproblem.apple.com.

For web (Stripe) billing, email support@networth.nexus from your account email and we'll look at it case by case. Canceling always stops future charges.

More in the FAQ, or email support@networth.nexus.

Try every page before you choose.